Renters Insurance

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Renters Insurance

You have a lot of things that are important to you — from your clothes and furniture to your sound system, sports gear, and computer. And you want to feel confident that everything you’ve worked for is not at risk.

Also known as tenants insurance, renters insurance covers your personal belongings and provides liability coverage when you’re living in an apartment, house or condo that you don’t own.

Renters insurance is similar to homeowners insurance. It covers many of the same things like fire and theft, but it’s much cheaper because it only includes what’s inside your home and not the structure itself.

Why you need Renters insurance?

Some landlords require proof of renters insurance before you sign a lease, or within a certain time period.

It can be a smart (and surprisingly affordable) investment that could prevent you from paying out of pocket to replace everything that could be damaged or stolen: your jewelry, TV, computer, furniture, clothing and so on. And a landlord’s insurance policy won’t pay for your living expenses while the building is under repair, either. Renters insurance generally does.

 

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