Errors and Omissions Insurance (E&O)

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What Is Errors and Omissions Insurance (E&O)

Errors and omissions insurance is a type of business liability insurance. It helps protect companies against the full costs of a claim made by a client against a professional who provides advice, consultation or a service such as a financial adviser, insurance agent, lawyer or accountant.

E&O insurance may or may not cover temporary employees, claims stemming from work done before the policy was in force, or claims in various jurisdictions. These policies do not cover criminal prosecution and certain liabilities that may arise in civil court not listed in the policy.

E&O insurance policies usually cover:

  • The business owner
  • Salaried and hourly employees
  • Any subcontractors working on behalf of the business

Let us customize an E&O insurance policy for your specific needs. For example, a printer has different risks than an electrician. Both have the need for liability insurance, yet each needs a completely different type of E & O coverage.

 

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